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Mike Horton

Agent Member Since December `05

Agent Statistics

Avg Photos per Listing: 27

Surprise, AZ  
United States

Phone: 623-606-8861
Cell: 623-606-8861
Fax: 877-363-0756
Business: 623-975-2289

After more than 30 years in software and technology product marketing, I decided it was time to move into a profession that could provide a great deal of personal satisfaction in helping people and where I could apply the skills I have applied throughout these years. Real Estate as a business requires all of the marketing, negotiating and sales skills obtained and honed over this time and provides a challenge every day. It also provides me with the satisfaction of working with the hoem buyer and seller directly, as well as their the families. I have always been committed to service, understanding my environment which in this case is the characteristics and future of Surprise and the West Valley real estate market. in these times I have significantly expanded my ability to help clients achieve their goals by specializing in distressed properties listings and sales. In the ever changing sea of new regulations from state and local governments as well as changes in lien holders (holders of distressed mortgages) operations, I work everyday to keep abreast of what is happening to better service my clients. Real estate is not just a part time job for me, it is a new career for me where you as the client is king and my goal is to achieve the best possible outcome for your real estate transaction.
1/22/2012 7:04:00 PM

Should I Buy A Home In Surprise Az?

There are about as many opinions about buying houses in this market as there housing experts. If you are someone looking for a new home for their family there are four really good reasons to consider Surprise. Check these answer to common questions. 1. If ...

Views: 99       Comments: 0       Comment
10/16/2011 6:43:00 PM

Foreclosures Median Values Make A Difficult Buyers Market

The latest information reported recently by “The Republic” newspaper on the median value of homes in the Surprise and surrounding area has shown a decrease in home prices from 2010 to 2011. But does that mean that homes in general have decreased ...

Views: 99       Comments: 0       Comment
11/18/2010 12:09:00 AM

Why do you need good credit?

OK, so you have bad credit and you pay cash for everything. So who cares if your credit is bad? The fact is that your credit history not only may keep you from getting a loan for a car or maybe even impact your ability to get a job. Just look at some of these ...

Views: 262       Comments: 0       Comment
11/11/2010 12:38:00 AM

Short Sale Home - Nobody home - Do I drop the home insurance to save money?

Dropping the home owners insurance when you have left your home and you are short selling the home could be a disaster! In a distressed home sale, homeowners that are no longer making their mortgage payments often forget about the home insurance. If you are ...

Views: 288       Comments: 0       Comment
10/17/2010 11:32:00 PM

Strategic Default - is it a moral question or only a financial decision?

You own a home purchased for $400,000 and now it valued at $200,000. Do you take a foreclosure or short sale the property even if you can afford to make the payments? Regardless of how much you paid for the home, if you are going to let it go to foreclosure ...

Views: 186       Comments: 0       Comment
9/26/2010 12:08:00 AM

Changing the Arizona Short Sale Addendum

In Arizona our state association (Arizona Association of Realtors; AAR) has strived to generate standard contract forms that provide consistency to business of buying and selling real estate. When the short sale of property became a significant factor in real ...

Views: 297       Comments: 0       Comment
9/1/2010 12:27:00 AM

Arizona Short Sale Addendum Encourages Breach of Contract

The Arizona Short Sale Addendum used by AAR promotes contract breach. Line 40 and 41 of the addendum state that the "Buyer may unilaterally cancel this Contract by notice to Seller at any time before receipt of a short sale Agreement Notice from Seller." ...

Views: 349       Comments: 0       Comment
11/13/2009 12:43:00 AM

Why not write an offer at 50% below list price for a short sale home?

OK, you have been looking at homes that are in pre-foreclosure for sale (short sale) and you found one you like. It is in good condition and not a major fix up. Your next step is to write an offer and for arguments sake lets say it is listed for $150,000. ...

Views: 510       Comments: 0       Comment
11/9/2009 10:46:00 PM

Short Sale Quirks

Imagine you are in the final stages of your short sale negotiation with your lender. You haven't received the final OK, but they have completed and recorded their price opinions and from their own time line and your experience, you know the lender is going ...

Views: 294       Comments: 0       Comment
10/26/2009 10:56:00 AM

Surprise Bond Elections

Surprise – a growing city or stumbling subdivision? The Surprise bond election on November 3rd will answer one of the most important questions we as a city have to decide. Will Surprise move on towards a fully integrated community where there are many ...

Views: 323       Comments: 0       Comment

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