Debbie Espinoza

Debbie has been a full-time Realtor in San Diego since 2002. In 2003 she began learning the home loan business to become a full service Real Estate and Finance Consultant. Debbie is trained in credit repair and home staging to further assist her clients in obtaining the highest price and quickest sale when selling their home.
Debbie also specializes in short sale listings; assisting homeowners to sell their properties when they have no equity- oweing more than their home is worth. Teamed with skilled negotiators who are closing over $30M in short sales every 45 days! As a 'solutions specialist' in this market- Debbie can help navigate the options available for short sales, loan modifications, and foreclosures so her clients make the best informed decisions.
Buyers benefit from her excellent negotiating skills; she saves her buyers thousands of dollars by knowing the available comparable properties and her ability to put together a winning offer.
Real Estate is the biggest and most expensive purchase most people will ever make in their lifetimes. Sellers and Buyers alike will benefit from Debbie's expertise in helping them make informed decisions that will benefit their financial future regarding their real estate investment.

Member of National Association of Realtors (NAR), San Diego Association of Realtors (SDAR), Broker (2006), Graduate Realtor Institute (GRI), Certified Negotiation Expert (CNE), ePro Technology Certified, SFR, Short Sale Foreclosure Resource, Certified Mortgage Planning Specialist, Accredited Staging Professional (ASP), Feng Shui Certified, Credit Scoring/ Repair,