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Fred Martin

e-PRO, SRES
Agent Member Since July `06

Agent Statistics

Avg Photos per Listing: 13

Green Cove Springs, FL  
United States

Phone: (904)531-9327
Home: (904)531-9327
Cell: (904)657-1921
Fax: (904)592-3486

I am sixty years old and my wife and I recently moved from Ohio to Florida to continue our Real Estate careers. Besides Real Estate I have many years of experiance in accounting and the financial industry. We have three married children and five grandchildren. In Ohio I had been the Pastor of three different churchs for a total of about fifteen years.
I have an Ohio Real Estae sales license and now have a Florida Brokers license. I have worker for many years in the Banking industry.
7/12/2011 9:29:00 AM

Three Ways To Reduce Your Orange Park Short Sale Deficiency

Orange Park FL – No one wants a deficiency on a short sale. It’s not your fault the housing market crashed. In fact, some people say that the banks and Wall Street are what caused the crash. Get my Free, Step By Step Loan Modification Guide by ...

Views: 356       Comments: 0       Comment
7/11/2011 10:22:00 AM

Orange Park Short Sale Myth: The bank wants a deficiency on the short sale so I can get out of it by letting them foreclose

Orange Park FL – Most people short selling their home do not want to repay the deficiency. And in most cases, the lender allows them to walk away with no deficiency. But, that is not always the case. Some banks are very pushy when it comes to the deficiency. ...

Views: 245       Comments: 0       Comment
7/8/2011 4:45:00 PM

A Cautionary Tale On Orange Park Loan Modifications

Orange Park FL – Loan Modifications are tough. Lenders don’t want to reduce your payment or reduce the amount you owe. It’s insane. Don’t even get me started on the topic of the nation’s courts being tilted in the favor of the ...

Views: 236       Comments: 0       Comment
7/8/2011 4:40:00 PM

Orange Park Short Sales: What Do Lenders Consider A Legitimate Hardship For A Short Sale?

Orange Park FL –We had a question about FHA short sales yesterday. We did some research on FHA short sales as a result. We stumbled upon something interesting. We have a list of all of the things that FHA considers legitimate hardships for a short sale. ...

Views: 236       Comments: 0       Comment
7/7/2011 10:17:00 AM

Orange Park Short Sale Myth: I Have To Go Thru The Loan Mod Process Before I Can Short Sell

Orange Park FL – The Stop Foreclosure Institute recently received a question from Tonia about short sales. Apparently Tonia has been mislead by her lender. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is Tonia’s question ...

Views: 234       Comments: 0       Comment
7/6/2011 9:29:00 AM

Orange Park Loan Modification Success Story: Man Wipes Out 300k In Mortgage Debt

Orange Park FL – I know a guy that wiped out 300k in mortgage debt. I’ll call him Tom. The name and some of the details have been changed to protect his privacy. Tom owed a lot of money on his house. He owed 600k on a first mortgage and then another ...

Views: 110       Comments: 0       Comment
7/6/2011 9:26:00 AM

Orange Park Short Sale Myth: If I Sell For More, Then I Won’t Have A Deficiency

Orange Park FL – Some sellers think that if they sell their house for more money, then they are less likely to have a deficiency. Let me explain why that is not true. Get my Free, Step By Step Loan Modification Guide by clicking here. Another realtor ...

Views: 114       Comments: 0       Comment
7/6/2011 9:22:00 AM

Yes, a Orange Park Short Sale May Actually Help Your Credit

Orange Park FL – The Stop Foreclosure Institute recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is his e-mail. “Hi, I ...

Views: 93       Comments: 0       Comment
7/6/2011 9:19:00 AM

A Common Orange Park Loan Modification Mistake and How To Avoid It

Orange Park FL – Most homeowners negotiating a loan modification are not amazing negotiators. After all, it’s not every American’s job to be a great negotiator. America is built on hard work and treating people fair. Most stores offer products ...

Views: 96       Comments: 0       Comment
7/6/2011 9:15:00 AM

Fixing Credit After A Orange Park Short Sale Step 10: Maintaining Good Credit

Orange Park FL – If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its way back ...

Views: 96       Comments: 0       Comment

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