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Jan Murphy

Agent Member Since October `07

Agent Statistics

Avg Photos per Listing: 17

Downriver, MI  
United States

Cell: 734-624-9985
Fax: 734-671-6464

I consider myself a matchmaker -- matching people with homes. Although we are in a very challenging market, it is also a market of opportunity. First -time buyers have many avenues open to them to get into a new home. The first time buyer credit up to $8,000, low interest rates and a down market offering home prices at levels not seen in over 10 years.
I am proud to belong to the Downriver Association of Realtors. An association that has offered a wealth of training and networking to enhance my professional business. I have earned a spot on the Board of Directors and work to help real estate professionals achieve a honorable field while helping their clients achieve their home buying dreams.
2/26/2012 9:02:00 PM

Flood Insurance: Are You Sure You Are Required to Buy It?

New FEMA flood plain maps came out this February and I hear many Bank of America mortgage holders were notified that they were in flood zones. While visiting the Woodhaven Building Dept on another matter I met two such folks asking for elevation info on their ...

Views: 64       Comments: 0       Comment
2/19/2012 2:43:00 PM

Refinance With No Appraisal. Downriver Lenders Are Waiting to Help!

With President Obama's new no appraisal programs for homeowners underwater on their mortgages, there may be help for you to refinance your home with no appraisal. No appraisal can mean the difference between saving hundreds on your monthly mortgage payment. ...

Views: 92       Comments: 0       Comment
3/28/2011 11:34:00 AM

Fixer-Upper or Financial Fix. Should you buy that "needs work" home?

How to Assess the Real Cost of a Fixer-Upper House When you buy a fixer-upper house, you can save a ton of money, or get yourself in a financial fix. Read Visit houselogic.com for more articles like this. Copyright 2011 NATIONAL ASSOCIATION OF REALTORS® ...

Views: 365       Comments: 0       Comment
11/19/2010 4:10:00 PM

My Brownstown Home Mortgage is Underwater. Help!!

I recently talked with a homeowner in Brownstown MI about her home that she no longer can afford. With many tears and tissues she told me about her job loss and inability to keep up with her mortgage. She had called her lender and explained everything and ...

Views: 368       Comments: 0       Comment
4/20/2010 1:56:00 PM

Downriver Short Sales - Is This Your Solution?

What is becoming more and more evident is that there are a lot of homes underwater -- owing more than what they can be sold for. When this happens it is called a short sale. Industry leaders are telling me that the lenders are watching increasing numbers of ...

Views: 713       Comments: 0       Comment
4/20/2010 1:49:00 PM

Only 10 Days Left to Qualify for the Buyer's Tax Credits!!

You must have a signed purchase agreement in place by April 30, 2010 to qualify for the current buyer's credit of up to $6500 or the first time buyer's credit of $8000. This means you have to find a home, write an offer and get it signed and accepted ...

Views: 468       Comments: 0       Comment
1/9/2010 12:04:00 PM

Free Money!! To Get the Home Buyer's Credit You Must Buy By April 30, 2010.

There is a lot of confusion about the home buyer's credit that the federal government is offering. The following are some commonly asked questions to help you take advantage of these great deals. There is no guarantee the government will extend these again, ...

Views: 508       Comments: 0       Comment
7/11/2009 11:14:00 AM

$8000 First Time Buyers Tax Credit - Expires 11/30/2009

Hi Everyone, Just a quick blog to remind you all that if you want to take advantage of the First Time Home Buyers Tax Credit, you had better hurry!! You have to find a home, negotiate the deal, get the financing and inspections done and have the closing by ...

Views: 813       Comments: 0       Comment
5/29/2009 2:02:00 PM

How Do I Buy a Foreclosure?

The foreclosure market has exploded and most buyers are looking at foreclosed properties. Many of these properties are not in the best condition and are priced accordingly. Some buyers find the perfect home, other will decide they are too much work and hassle ...

Views: 1104       Comments: 0       Comment
1/17/2009 12:32:00 PM

WHEN WILL HOME PRICES HIT BOTTOM?

Excellent question and if I had a crystal ball I would be rich. Experts didn't predict the financial mess we are in now so how can anyone predict when things will truly pick up. The reality in home buying is this: Once prices rise, you have missed the ...

Views: 483       Comments: 0       Comment

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